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Personal Finance 2020-11-04T14:36:00Z
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I'm a financial planner, and I almost always recommend the same type of life insurance to my clients

I tell most of my clients they need life insurance — but rarely expensive permanent life insurance. Term life insurance is usually a better fit.
Personal Finance 2020-11-13T20:05:00Z
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The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-11-03T18:00:00Z
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The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-10-21T15:54:00Z
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Personal Finance 2020-11-25T23:35:01Z
Best Buy Black Friday 2020 deals

Use the best credit cards for Black Friday and Cyber Monday to earn the most rewards on your holiday spending, whether you prefer cash back or flexible points

Black Friday and Cyber Monday isn't just about big discounts — you can earn hefty rewards from your holiday shopping by using the right credit cards.
Personal Finance 2020-11-25T23:25:25Z
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Now through November 30, you can save up to 60% on identity-protection plans from Identity Guard®

Through November 30, you can save up to 60% when signing up for identity theft protection with Identity Guard.
Personal Finance 2020-11-25T23:19:41Z

Now through November 30, you can save up to 60% on identity-protection plans from Identity Guard®

Through November 30, you can save up to 60% when signing up for identity theft protection with Identity Guard.

The best offers from Insider Coupons

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Personal Finance 2020-11-25T17:13:38Z

Robinhood lets you avoid trading commissions and purchase specialty investments such as cryptocurrencies

Robinhood is an online stock brokerage offering commission-free trading for US-based active investors.
News 2020-11-25T17:12:59Z

The rejection rate for millennials' credit loans was cut in half this year, according to a new study

Even with banks reigning in their credit approval standards, more people are getting approved for loans than 2019.
Personal Finance 2020-11-25T17:10:13Z

I see domestic violence every day in my work, and I always give women the same advice: Keep your own, separate bank account

Without a separate bank account, it can feel impossible to pull together the cash you need to leave an abusive relationship.
Personal Finance 2020-11-25T16:29:21Z

Ask a financial planner: Should I prioritize my credit-card debt or my 401(k) during the pandemic?

Ideally, you'll make more than the minimum payment on your debt and continue the habit of consistently investing, even if it's a small amount.
Personal Finance 2020-11-25T14:59:00Z

Discover just added Best Buy to its 5% cash-back calendar, and it's perfect timing for Black Friday shoppers

Discover it cardholders can now earn 5% cash back at Best Buy — plus Amazon, Walmart.com, and Target.com, on up to $1,500 in combined spending in Q4.
Personal Finance 2020-11-25T14:51:00Z

If you're shopping for the holidays, these 6 credit cards can get you the most points or cash back

Make sure you're using a credit card for your holiday shopping that will protect your purchases and earn you bonus rewards.
Personal Finance 2020-11-25T14:26:30Z

The 合约数字币和虚拟币homeowners insurance you need is based on the kind of 合约数字币和虚拟币home you have, and there are 8 types to choose from

There are eight types of 合约数字币和虚拟币homeowners insurance based on your 合约数字币和虚拟币home type. The most common are condo, renters, and 合约数字币和虚拟币homeowners insurance.
Personal Finance 2020-11-25T13:29:58Z

Today's best mortgage and refinance rates: Wednesday, November 25, 2020

Although some refinance rates have increased since last Wednesday, mortgage rates are at all-time lows overall.
Personal Finance 2020-11-24T22:44:33Z

3 things self-made millionaires never do with their money

Millionaires tend to not carry exclusive, high-fee credit cards, nor give large gifts of money to their adult children.
Personal Finance 2020-11-24T21:49:00Z

Citi Accelerate Savings account pays a high APY for residents of 42 US states, with no opening deposit

Citi Accelerate Savings pays a high rate and doesn't require an opening deposit. Your monthly fee will depend on which Citibank package you choose.
Personal Finance 2020-11-24T21:48:00Z

The best credit cards for Amazon purchases

You can buy just about everything at Amazon. Make sure you're doing it with the right credit card to earn the most bonus points or cash back.
Personal Finance 2020-11-24T20:34:34Z

Interest-only mortgages mean low monthly payments, but you won't build equity in the same way as a regular loan

With an interest-only mortgage, you'll just pay interest for the first few years. Then you'll switch to paying both interest and principal.
Personal Finance 2020-11-24T19:11:38Z

I've cut my grocery bill in half by making every recipe in a vegetarian cookbook, and it's also helped me get through the mind-numbing sameness of quarantine

Working methodically through "The New Moosewood Cookbook" has cut her grocery bill and helped her steer clear of expensive holiday meals.
Personal Finance 2020-11-24T18:27:00Z

You can buy life insurance on your parents, but you'll need their permission to do it

If you do not have an insurable interest and your parents' permission, you will not be able to buy life insurance for your parents.
Premium Strategy 2020-11-24T18:03:00Z

The 4 books that helped a couple retire at age 31 as self-made millionaires to travel the world

Kristy Shen and Bryce Leung began investing during the 2008 downturn and retired early in 2015. They've visited 40 countries since.
Personal Finance 2020-11-24T17:51:00Z

My fiancé and I refuse to get a joint credit card once we're married, and we're convinced it will make our lives easier

We won't get a joint credit card or add each other as ized users after we're married, even though our family and experts say we should.
Personal Finance 2020-11-24T15:29:13Z

I'm not spending a dime on Christmas this year, and it feels like exactly the right thing do during the pandemic

Instead of spending now, she's leaving herself enough wiggle room to get through this uncertain pandemic period.
Personal Finance 2020-11-24T13:33:37Z

Today's best mortgage and refinance rates: Tuesday, November 24, 2020

Mortgage and refinance rates are trending downward in recent weeks, so it could be a good time to lock in a rate.
Personal Finance 2020-11-23T22:09:00Z

Using a 0% APR credit card for holiday shopping can save money on interest, but be sure to avoid these pitfalls that could hurt you in the long run

An introductory 0% APR on purchases or balance transfers can help you avoid big interest charges — but only if you have a plan to pay off the debt.
Personal Finance 2020-11-23T22:01:13Z

Balloon mortgages can secure a small monthly housing payment, but they're risky and hard to find

Balloon mortgage monthly payments are smaller than what you'll pay with a regular mortgage, but you'll make a large lump sum payment later.
Personal Finance 2020-11-23T22:00:00Z

I'd never lived with someone before I moved in with my boyfriend, and finding the perfect tool to combine our finances made a huge difference

Since neither one had every lived with a partner before, they felt free to build a money template that works for them.
Personal Finance 2020-11-23T21:58:00Z

For a limited time, you can redeem Amex Membership Rewards for holiday shopping at small businesses — and you'll even get more value from your points than usual

From November 28 to December 31, you can save money and support small businesses by redeeming points through the Amex Shop Small Holiday Gift Guide.
Personal Finance 2020-11-23T20:17:00Z

Anyone who plans on refinancing a 合约数字币和虚拟币home should look into doing it before December 1

You must lock in your rate before December 1 to avoid paying the new FHFA refinancing fee. You are exempt if your mortgage is under $125,000.
Personal Finance 2020-11-23T19:25:45Z

I've always ignored what other people are doing with their money, and it's helped me buy a house, pay off debt, and live happier

Financial benchmarks, like how much money you should have saved by 30, don't make sense for most people and can ultimately be suffocating.
Personal Finance 2020-11-23T15:58:49Z

Interactive Brokers offers a range of securities, research, and global investing options for active traders and investors

Interactive Brokers offers global trading opportunities, $0 commissions and low-cost investing options for frequent and infrequent traders.
Personal Finance 2020-11-23T14:30:00Z

A financial coach explains the 2 key decisions that helped her save $17,000 for a wedding

After Alli Williams, age 29, paid off a car loan, she turned the monthly payment into an "automatic wedding fund" by redirecting it into savings.
Personal Finance 2020-11-23T13:13:34Z

Today's best mortgage and refinance rates: Monday, November 23, 2020

Mortgage and refinance rates are at all-time lows, so you could land a great rate if your finances are strong right now.
Personal Finance 2020-11-22T15:20:00Z

Online banks are just as safe as brick-and-mortar banks, and you may like them if you're comfortable banking digitally

You may like online banking if you're looking for low fees and good interest rates. But it might not be a good fit if you prefer banking face-to-face.
Personal Finance 2020-11-22T13:47:00Z

The exact advice I give to my financial planning clients when they ask me how much life insurance to buy

If you're thinking about getting life insurance but don't know how much you need, follow this financial planner's advice.
Personal Finance 2020-11-22T13:35:00Z

Today's best mortgage and refinance rates: Sunday, November 22, 2020

You can lock in a low mortgage or refinance rate today by choosing a fixed-rate mortgage over an adjustable-rate one.
Personal Finance 2020-11-22T13:29:00Z

If your pandemic unemployment benefits are expiring at the end of the year, here's a list of other resources for help with mortgage payments, student loans, groceries, and more

If your pandemic unemployment benefits are expiring or being reduced, consider mortgage forbearance, SNAP benefits, and student loan help.
Premium Personal Finance 2020-11-22T13:16:00Z

Inside the 3-part 'bucket' plan that a financial planner advises for millennials who are earning 6 figures but not saving

Lifestyle creep can prevent you from building wealth and leave you feeling broke — but the "bucket" strategy can help you get and stay rich instead.
Personal Finance 2020-11-21T14:20:00Z

7 ways to get cheaper car insurance, no matter which company you use

The cost of car insurance varies by person. But ways to get cheaper rates and save money include making some strategic choices wherever possible.
Personal Finance 2020-11-21T13:33:00Z

Today's best mortgage and refinance rates: Saturday, November 21, 2020

Both mortgage and refinance rates are low this weekend. It could be a good time to lock in mortgage rate.
Personal Finance 2020-11-21T13:28:00Z

A financial planner says open enrollment is a prime opportunity to build your retirement savings — here's how

Opting for a high-deductible health plan during open enrollment means you can contribute to an HSA to invest for future healthcare costs.
Personal Finance 2020-11-21T13:26:00Z

I had a child at 18, and I can tell you: Raising kids doesn't have to be as expensive as they say

The USDA estimates that it costs between $233,000 and $284,570 to raise a child to age 18 — which was a lot to process as a new mom.
Personal Finance 2020-11-20T23:03:00Z

Today's mortgage and refinance rates in Kansas

合约数字币和虚拟币homes are affordable in Kansas overall, and you could lock in a low mortgage rate for the entire life of your loan.
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