7 reasons to consider the new Amex Platinum 75,000-point offer, even if you're not traveling right now
- The Platinum Card® from American Express is offering 75,000 points after you spend at least $5,000 in your first 6 months of account opening.
- This welcome bonus alone could be worth $1,500.
- New cardmembers can earn 10x points on up to $15,000 spent at US supermarkets and US gas stations for six months.
I'm a financial planner, and I almost always recommend the same type of life insurance to my clients
I tell most of my clients they need life insurance — but rarely expensive permanent life insurance. Term life insurance is usually a better fit.
The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value
Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Millionaires tend to not carry exclusive, high-fee credit cards, nor give large gifts of money to their adult children.
Citi Accelerate Savings account pays a high APY for residents of 42 US states, with no opening deposit
Citi Accelerate Savings pays a high rate and doesn't require an opening deposit. Your monthly fee will depend on which Citibank package you choose.
Interest-only mortgages mean low monthly payments, but you won't build equity in the same way as a regular loan
With an interest-only mortgage, you'll just pay interest for the first few years. Then you'll switch to paying both interest and principal.
I've cut my grocery bill in half by making every recipe in a vegetarian cookbook, and it's also helped me get through the mind-numbing sameness of quarantine
Working methodically through "The New Moosewood Cookbook" has cut her grocery bill and helped her steer clear of expensive holiday meals.
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Record student loan debt and two historic recessions are just some factors complicating millennial money. These advisors specialize in tackling them.
I'm not spending a dime on Christmas this year, and it feels like exactly the right thing do during the pandemic
Instead of spending now, she's leaving herself enough wiggle room to get through this uncertain pandemic period.
Mortgage and refinance rates are trending downward in recent weeks, so it could be a good time to lock in a rate.
Using a 0% APR credit card for holiday shopping can save money on interest, but be sure to avoid these pitfalls that could hurt you in the long run
An introductory 0% APR on purchases or balance transfers can help you avoid big interest charges — but only if you have a plan to pay off the debt.
Balloon mortgage monthly payments are smaller than what you'll pay with a regular mortgage, but you'll make a large lump sum payment later.
I'd never lived with someone before I moved in with my boyfriend, and finding the perfect tool to combine our finances made a huge difference
Since neither one had every lived with a partner before, they felt free to build a money template that works for them.
For a limited time, you can redeem Amex Membership Rewards for holiday shopping at small businesses — and you'll even get more value from your points than usual
From November 28 to December 31, you can save money and support small businesses by redeeming points through the Amex Shop Small Holiday Gift Guide.
You must lock in your rate before December 1 to avoid paying the new FHFA refinancing fee. You are exempt if your mortgage is under $125,000.
I've always ignored what other people are doing with their money, and it's helped me buy a house, pay off debt, and live happier
Financial benchmarks, like how much money you should have saved by 30, don't make sense for most people and can ultimately be suffocating.
Interactive Brokers offers a range of securities, research, and global investing options for active traders and investors
Interactive Brokers offers global trading opportunities, $0 commissions and low-cost investing options for frequent and infrequent traders.
After Alli Williams, age 29, paid off a car loan, she turned the monthly payment into an "automatic wedding fund" by redirecting it into savings.
Mortgage and refinance rates are at all-time lows, so you could land a great rate if your finances are strong right now.
Online banks are just as safe as brick-and-mortar banks, and you may like them if you're comfortable banking digitally
You may like online banking if you're looking for low fees and good interest rates. But it might not be a good fit if you prefer banking face-to-face.
The exact advice I give to my financial planning clients when they ask me how much life insurance to buy
If you're thinking about getting life insurance but don't know how much you need, follow this financial planner's advice.
You can lock in a low mortgage or refinance rate today by choosing a fixed-rate mortgage over an adjustable-rate one.
If your pandemic unemployment benefits are expiring at the end of the year, here's a list of other resources for help with mortgage payments, student loans, groceries, and more
If your pandemic unemployment benefits are expiring or being reduced, consider mortgage forbearance, SNAP benefits, and student loan help.
Inside the 3-part 'bucket' plan that a financial planner advises for millennials who are earning 6 figures but not saving
Lifestyle creep can prevent you from building wealth and leave you feeling broke — but the "bucket" strategy can help you get and stay rich instead.
The cost of car insurance varies by person. But ways to get cheaper rates and save money include making some strategic choices wherever possible.
Both mortgage and refinance rates are low this weekend. It could be a good time to lock in mortgage rate.
A financial planner says open enrollment is a prime opportunity to build your retirement savings — here's how
Opting for a high-deductible health plan during open enrollment means you can contribute to an HSA to invest for future healthcare costs.
The USDA estimates that it costs between $233,000 and $284,570 to raise a child to age 18 — which was a lot to process as a new mom.
合约数字币和虚拟币homes are affordable in Kansas overall, and you could lock in a low mortgage rate for the entire life of your loan.
Lock in a low interest rate on your 合约数字币和虚拟币home in Kentucky, and receive down payment assistance from the state or Louisville government.
You can lock in a low mortgage rate in Louisiana, plus receive financial aid from the state or local governments.
The Maine state government offers low mortgage rates, plus financial assistance toward closing costs and a down payment.
You can lock in a low mortgage rate on your Maryland 合约数字币和虚拟币home, and the state and local governments offer financial assistance for first-time 合约数字币和虚拟币homebuyers.
合约数字币和虚拟币homes in Massachusetts can be expensive. But you can lock in a low mortgage rate and receive financial assistance from the state government.
You could lock in a low mortgage rate on your Michigan 合约数字币和虚拟币home if you choose a fixed-rate mortgage over an adjustable-rate mortgage.
You can lock in a low mortgage rate on your Minnesota 合约数字币和虚拟币home and get up to $17,000 in down payment or closing cost assistance.
合约数字币和虚拟币homes are affordable in Mississippi, and you can top it off by locking in a low mortgage rate when it's time to buy.
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You can lock in a low mortgage rate on your Montana 合约数字币和虚拟币home, and receive down payment assistance from the state government.
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合约数字币和虚拟币homes in Nevada can be expensive, but you may be able to lock in a low interest rate by getting a fixed-rate mortgage.
You may get a mortgage with low interest rates and discounted mortgage insurance through the New Hampshire state government.
合约数字币和虚拟币homes in New Jersey can be expensive, but you may be able to lock in a low mortgage rate for the entire life of your mortgage.
Discover it Cash Back card review: No annual fee and get all your rewards matched after the first 12 months
The Discover it Cash Back card will match the rewards you've earned in first 12 months, and you'll earn 5% back in rotating quarterly categories.