Business Insider logo The words "Business Insider".
Close icon Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.

Personal Finance 2020-11-04T14:36:00Z
Natalie Taylor   Headshot 2019

I'm a financial planner, and I almost always recommend the same type of life insurance to my clients

I tell most of my clients they need life insurance — but rarely expensive permanent life insurance. Term life insurance is usually a better fit.
Personal Finance 2020-11-13T20:05:00Z
american express 8

The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-11-03T18:00:00Z
finance money bank banking banking credit card credit score investment payment

The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-10-21T15:54:00Z
american airlines
Personal Finance 2020-11-24T22:44:33Z
millionaires

3 things self-made millionaires never do with their money

Millionaires tend to not carry exclusive, high-fee credit cards, nor give large gifts of money to their adult children.
Personal Finance 2020-11-24T21:49:00Z
Citi bank review 4x3

Citi Accelerate Savings account pays a high APY for residents of 42 US states, with no opening deposit

Citi Accelerate Savings pays a high rate and doesn't require an opening deposit. Your monthly fee will depend on which Citibank package you choose.
Personal Finance 2020-11-24T21:48:00Z

The best credit cards for Amazon purchases

You can buy just about everything at Amazon. Make sure you're doing it with the right credit card to earn the most bonus points or cash back.

The best offers from Insider Coupons

Loading Something is loading.
Loading Something is loading.
Loading Something is loading.
Loading Something is loading.
Loading Something is loading.
Loading Something is loading.
Premium Personal Finance 2020-11-24T16:54:00Z

POWER PLAYERS: 23 of the best financial advisors for millennials

Record student loan debt and two historic recessions are just some factors complicating millennial money. These advisors specialize in tackling them.
Personal Finance 2020-11-24T15:29:13Z

I'm not spending a dime on Christmas this year, and it feels like exactly the right thing do during the pandemic

Instead of spending now, she's leaving herself enough wiggle room to get through this uncertain pandemic period.
Personal Finance 2020-11-24T13:33:37Z

Today's best mortgage and refinance rates: Tuesday, November 24, 2020

Mortgage and refinance rates are trending downward in recent weeks, so it could be a good time to lock in a rate.
Personal Finance 2020-11-23T22:09:00Z

Using a 0% APR credit card for holiday shopping can save money on interest, but be sure to avoid these pitfalls that could hurt you in the long run

An introductory 0% APR on purchases or balance transfers can help you avoid big interest charges — but only if you have a plan to pay off the debt.
Personal Finance 2020-11-23T22:01:13Z

Balloon mortgages can secure a small monthly housing payment, but they're risky and hard to find

Balloon mortgage monthly payments are smaller than what you'll pay with a regular mortgage, but you'll make a large lump sum payment later.
Personal Finance 2020-11-23T22:00:00Z

I'd never lived with someone before I moved in with my boyfriend, and finding the perfect tool to combine our finances made a huge difference

Since neither one had every lived with a partner before, they felt free to build a money template that works for them.
Personal Finance 2020-11-23T21:58:00Z

For a limited time, you can redeem Amex Membership Rewards for holiday shopping at small businesses — and you'll even get more value from your points than usual

From November 28 to December 31, you can save money and support small businesses by redeeming points through the Amex Shop Small Holiday Gift Guide.
Personal Finance 2020-11-23T20:17:00Z

Anyone who plans on refinancing a 合约数字币和虚拟币home should look into doing it before December 1

You must lock in your rate before December 1 to avoid paying the new FHFA refinancing fee. You are exempt if your mortgage is under $125,000.
Personal Finance 2020-11-23T19:25:45Z

I've always ignored what other people are doing with their money, and it's helped me buy a house, pay off debt, and live happier

Financial benchmarks, like how much money you should have saved by 30, don't make sense for most people and can ultimately be suffocating.
Personal Finance 2020-11-23T15:58:49Z

Interactive Brokers offers a range of securities, research, and global investing options for active traders and investors

Interactive Brokers offers global trading opportunities, $0 commissions and low-cost investing options for frequent and infrequent traders.
Personal Finance 2020-11-23T14:30:00Z

A financial coach explains the 2 key decisions that helped her save $17,000 for a wedding

After Alli Williams, age 29, paid off a car loan, she turned the monthly payment into an "automatic wedding fund" by redirecting it into savings.
Personal Finance 2020-11-23T13:13:34Z

Today's best mortgage and refinance rates: Monday, November 23, 2020

Mortgage and refinance rates are at all-time lows, so you could land a great rate if your finances are strong right now.
Personal Finance 2020-11-22T15:20:00Z

Online banks are just as safe as brick-and-mortar banks, and you may like them if you're comfortable banking digitally

You may like online banking if you're looking for low fees and good interest rates. But it might not be a good fit if you prefer banking face-to-face.
Personal Finance 2020-11-22T13:47:00Z

The exact advice I give to my financial planning clients when they ask me how much life insurance to buy

If you're thinking about getting life insurance but don't know how much you need, follow this financial planner's advice.
Personal Finance 2020-11-22T13:35:00Z

Today's best mortgage and refinance rates: Sunday, November 22, 2020

You can lock in a low mortgage or refinance rate today by choosing a fixed-rate mortgage over an adjustable-rate one.
Personal Finance 2020-11-22T13:29:00Z

If your pandemic unemployment benefits are expiring at the end of the year, here's a list of other resources for help with mortgage payments, student loans, groceries, and more

If your pandemic unemployment benefits are expiring or being reduced, consider mortgage forbearance, SNAP benefits, and student loan help.
Premium Personal Finance 2020-11-22T13:16:00Z

Inside the 3-part 'bucket' plan that a financial planner advises for millennials who are earning 6 figures but not saving

Lifestyle creep can prevent you from building wealth and leave you feeling broke — but the "bucket" strategy can help you get and stay rich instead.
Personal Finance 2020-11-21T14:20:00Z

7 ways to get cheaper car insurance, no matter which company you use

The cost of car insurance varies by person. But ways to get cheaper rates and save money include making some strategic choices wherever possible.
Personal Finance 2020-11-21T13:33:00Z

Today's best mortgage and refinance rates: Saturday, November 21, 2020

Both mortgage and refinance rates are low this weekend. It could be a good time to lock in mortgage rate.
Personal Finance 2020-11-21T13:28:00Z

A financial planner says open enrollment is a prime opportunity to build your retirement savings — here's how

Opting for a high-deductible health plan during open enrollment means you can contribute to an HSA to invest for future healthcare costs.
Personal Finance 2020-11-21T13:26:00Z

I had a child at 18, and I can tell you: Raising kids doesn't have to be as expensive as they say

The USDA estimates that it costs between $233,000 and $284,570 to raise a child to age 18 — which was a lot to process as a new mom.
Personal Finance 2020-11-20T23:03:00Z

Today's mortgage and refinance rates in Kansas

合约数字币和虚拟币homes are affordable in Kansas overall, and you could lock in a low mortgage rate for the entire life of your loan.
Personal Finance 2020-11-20T23:01:00Z

Today's mortgage and refinance rates in Kentucky

Lock in a low interest rate on your 合约数字币和虚拟币home in Kentucky, and receive down payment assistance from the state or Louisville government.
Personal Finance 2020-11-20T23:00:00Z

Today's mortgage and refinance rates in Louisiana

You can lock in a low mortgage rate in Louisiana, plus receive financial aid from the state or local governments.
Personal Finance 2020-11-20T22:52:00Z

Today's mortgage and refinance rates in Maine

The Maine state government offers low mortgage rates, plus financial assistance toward closing costs and a down payment.
Personal Finance 2020-11-20T22:51:00Z

Today's mortgage and refinance rates in Maryland

You can lock in a low mortgage rate on your Maryland 合约数字币和虚拟币home, and the state and local governments offer financial assistance for first-time 合约数字币和虚拟币homebuyers.
Personal Finance 2020-11-20T22:49:00Z

Today's mortgage and refinance rates in Massachusetts

合约数字币和虚拟币homes in Massachusetts can be expensive. But you can lock in a low mortgage rate and receive financial assistance from the state government.
Personal Finance 2020-11-20T22:48:00Z

Today's mortgage and refinance rates in Michigan

You could lock in a low mortgage rate on your Michigan 合约数字币和虚拟币home if you choose a fixed-rate mortgage over an adjustable-rate mortgage.
Personal Finance 2020-11-20T22:47:00Z

Today's mortgage and refinance rates in Minnesota

You can lock in a low mortgage rate on your Minnesota 合约数字币和虚拟币home and get up to $17,000 in down payment or closing cost assistance.
Personal Finance 2020-11-20T22:45:00Z

Today's mortgage and refinance rates in Mississippi

合约数字币和虚拟币homes are affordable in Mississippi, and you can top it off by locking in a low mortgage rate when it's time to buy.
Personal Finance 2020-11-20T22:42:00Z

Today's mortgage and refinance rates in Missouri

合约数字币和虚拟币homes are affordable in Missouri, and you can lock in a low mortgage rate for the entire life of your loan.
Personal Finance 2020-11-20T22:41:00Z

Today's mortgage and refinance rates in Montana

You can lock in a low mortgage rate on your Montana 合约数字币和虚拟币home, and receive down payment assistance from the state government.
Personal Finance 2020-11-20T22:39:00Z

Today's mortgage and refinance rates in Nebraska

合约数字币和虚拟币homes are affordable in Nebraska, and you may qualify for a low-rate mortgage through the Nebraska Investment Finance ity.
Personal Finance 2020-11-20T22:37:00Z

Today's mortgage and refinance rates in Nevada

合约数字币和虚拟币homes in Nevada can be expensive, but you may be able to lock in a low interest rate by getting a fixed-rate mortgage.
Personal Finance 2020-11-20T22:36:00Z

Today's mortgage and refinance rates in New Hampshire

You may get a mortgage with low interest rates and discounted mortgage insurance through the New Hampshire state government.
Personal Finance 2020-11-20T22:35:00Z

Today's mortgage and refinance rates in New Jersey

合约数字币和虚拟币homes in New Jersey can be expensive, but you may be able to lock in a low mortgage rate for the entire life of your mortgage.
Personal Finance 2020-11-20T22:20:41Z

Discover it Cash Back card review: No annual fee and get all your rewards matched after the first 12 months

The Discover it Cash Back card will match the rewards you've earned in first 12 months, and you'll earn 5% back in rotating quarterly categories.
Loading Something is loading.
View more